As the end of the year approaches, many patients are surprised to learn just how much of their dental coverage remains unused. Most plans reset on January 1, meaning any remaining benefits disappear, whether they’re used or not. If you want to protect your oral health and avoid wasting coverage you’ve already paid for, now is the time to call your dentist in High Point, NC, and use your dental benefits before the end of the year.
Why the “Use It or Lose It” Deadline Is Non-Negotiable
Most dental insurance plans operate on a calendar-year cycle. That means your deductible, annual maximum, and covered services all reset on January 1. Understanding basic terms helps make this clearer and facilitates maximizing your benefits:
- Premium — What you pay monthly to keep coverage active.
- Deductible — What you pay out of pocket before insurance contributes.
- Annual Maximum — The total amount your plan will pay toward treatment each year.
Any unused funds, regardless of amount, do not roll over.
If you don’t schedule needed preventive or restorative care before December 31, those dollars you’ve already invested simply vanish. Acting now ensures you benefit fully from the coverage you’re paying for.
Smart Ways to Maximize Your Remaining 2025 Dollars
If you still have benefits available, preventive services are the smartest place to start. Routine checkups, cleanings, and x-rays are typically low-cost, help prevent expensive dental problems later, and are often at least mostly covered. Minor treatments like small fillings, early gum therapy, or repairing a chipped tooth are also ideal for year-end scheduling.
For larger treatments, such as crowns, implants, or multi-step restorative work, Dr. Jonathan Hunt can help you strategically plan phases of care across the 2025 and 2026 benefit periods. This approach will allow you to reduce out-of-pocket costs while completing important treatment on schedule.
So, don’t let another year’s benefits slip away. Your healthiest, most confident smile starts with taking action now!
Effective, Preventive Dental Care in High Point, NC
If you’re in High Point and want to learn more about using your dental benefits before they expire and how they can support essential care, contact Dr. Jonathan Hunt and the caring and skilled team to schedule a consultation.